Keep track of your checking account money
Divide the money in your account into categories (groceries, rent, fun stuff). See what you have left to spend at a glance. No fancy features — just what you need to take control. Every dollar, sorted. Every category, current.
Problem: Most People Track Their Money...By Not Tracking It
We’ve all done one (or more) of these:
Constant Balance Checking
"Let me log into my bank app...again."
Mental Math
"I think I have enough to eat out...probably?"
Homemade Spreadsheets
"I’ll update this...eventually."
Here’s What Happens:
Money Anxiety
Never knowing if you can actually afford something creates background stress that follows you everywhere.
Accidentally Overdrawn
Your checking account balance looks fine...until the rent is auto-paid.
The "I’ll Start Monday" Loop
Your spreadsheet falls behind, you promise to catch up on Monday. Then next Monday. Then the Monday after that.
Solution: Know What You Can Spend in Each Area of Your Life — Before You Spend It
Breezy Budget uses envelope budgeting — the simple system that’s worked for generations, now without the cash and mason jars. You divide your income into categories ("envelopes") when you get paid. Every time you spend money, you log it against a category. That way, you always know exactly how much you have left to spend in each area of your life.
After Using Breezy Budget
Bank App Balance Shows
$2,000
🤔 Can I spend this?
Breezy Budget Shows
Check Once, Done
Check Breezy Budget to see what you can spend in each category. That’s it.
The Math Is Already Done
Every purchase comes out of the right category. You see what’s left to spend in each category — not your lump sum bank balance.
Setup in Minutes
Pick a few categories. Divvy up your current balance across your categories. You’re budgeting in 5 minutes — not building formulas on a Sunday night.
Built for Real Life — Not Finance Nerds
Other budgeting apps assume you want pivot tables, net-worth reports, and spending forecasts. Breezy Budget assumes you want to know what you can spend on groceries this week.
Try Breezy Budget free for 21 days. No credit card required. If envelope budgeting isn't for you, simply walk away—there's nothing to lose.
Who Breezy Budget Is For
Who it’s for
Normal people. People whose paycheck lands in their bank and gets spent across the usual places — debit, credit, Venmo, Apple Pay. People who want to know what they can actually spend, without the anxiety.
Who it’s not for
People who want to track investments, optimize tax strategy, or earn a PhD in personal finance. Breezy Budget does one thing — helps you track the money you spend day to day — and does it well.
Get Started in Minutes
No complicated setup, no learning curve
Create Free Trial Account
Sign up with just your email. No credit card, no payment info. Takes 60 seconds.
Set Up Your Categories
Create categories for your spending money: rent, groceries, fun money, whatever makes sense for you. Get free 1-on-1 help if you want it.
Start Tracking
When you get paid, divide your money into your categories. When you spend, record it. Check anytime to see what’s left.
Just want to look around first? On your first sign in, choose between a fully set up sample account or a blank account. Explore how everything works before adding your own data. When you're ready, clear the sample data and start fresh.
Everything You Need to Track Your Money
Not complicated. Just helpful.
Simple Tracking
Track income and spending across your accounts
- Record paychecks: When money hits your checking account, split it across your categories — rent, groceries, coffee, savings, whatever matters to you.
- Track spending: Bought groceries? Record it. Paid rent? Record it. Takes 15 seconds.
- Not an investment tracker: We’re not here for your 401(k) or stock portfolio — just the everyday accounts where your money actually moves.
- Import from bank: Catch any spending you missed. Quickly add those to Breezy Budget.
Automatic Bank Sync
Connect your bank once and every purchase and deposit shows up on its own. No catching up.
- Connect securely: Link your bank in a few clicks. Breezy never sees or stores your bank username or password.
- Transactions appear automatically: New purchases and deposits land in Breezy ready to categorize — or matched to ones you've already entered.
- All your accounts in one place: Checking, savings, and the credit cards you actually spend on, together.
- Prefer to do it yourself? File imports and manual entry are always available.
Easy Categories
Decide where your money goes — before it disappears.
- Pick from our presets or create your own: rent, groceries, fun, emergencies, coffee, vacation fund — whatever your life looks like.
- Decide how much goes where: Got $2,000? Put $1,200 toward rent, $400 for groceries, $200 for fun, $200 for emergencies.
- See what’s left: Spent $100 from your $400 grocery category? Your category shows $300 remaining — the math is done for you.
Clear Picture
See what you have left at a glance.
- Know what’s available: Open Breezy Budget, see exactly what you can spend.
- No mental math: You don’t have to remember what’s already promised to rent, bills, and groceries. Breezy Budget holds the whole picture — you just check the category you’re spending from.
- Visual Progress bars: See at a glance which categories are healthy and which are running low. No need to read numbers.
- Adjust anytime: Category running low? Move money from one category to another. That’s active budgeting. Your plan flexes with real life.
Personal Help (If You Want It)
1-on-1 setup assistance. Completely free.
- Free screen-sharing call: Hop on a call, share your screen, and we’ll set up your account together. Usually takes about 20 minutes.
- Personalized guidance: We help you build categories that fit your life — not a generic template.
- Real humans, not chatbots: You’re talking to actual people who use Breezy Budget every day and want to help.
Why Breezy Budget Exists
"I created Breezy Budget to help people feel in control of their money again. Too many of us check our bank balance and just hope it’s enough, and that uncertainty leads to stress, overdrafts, and even arguments with our spouses. I believe we’re called to be good stewards of what we’ve been given, and that starts with knowing what you actually have. I wanted to build something anyone could use to see exactly what they can spend in each area of their life, so money becomes a source of confidence instead of anxiety."
—Wayne
Our Commitment to You
What you see is what you get. No catches.
Simple, Transparent Pricing
One plan. Every feature. Try it free for 21 days - no credit card needed.
Breezy Budget
No credit card required. Cancel anytime.
Frequently Asked Questions
Your free trial includes one bank connection. Subscribed members can connect up to two banks, with any number of accounts inside each. Prefer to keep it manual? You can still upload a file from your bank and enter transactions by hand.
Breezy Budget does one thing: helps you track your everyday spending money by dividing it into categories. That’s it. Just simple tracking for normal people.
When you first login you'll be given a chance to load a fully set-up sample budget to explore first if you like. You can clear the sample data when you're ready to start fresh with your own budget.
If you want help, you can also schedule a free one-on-one setup session. We’ll help you create categories that make sense for your life and show you how to track your money. Totally optional, no extra charge.
When you connect a bank, that connection is handled entirely by Stripe, the same payment company trusted by millions of businesses, so Breezy never sees or stores your bank username or password.
Prefer not to connect at all? You can import a file you download from your bank and/or enter transactions manually.
Still unsure? Email us at SupportTeam@BreezyBudget.com — we’re happy to help.
Ready to Stop Guessing?
Join the people who already know exactly what they can spend — without the stress, without the overwhelm.